If you’ve ever had to sign a mortgage, power of attorney, or even school permission slips, you’ve probably run into a notary. They’re the people who check IDs, witness signatures, and stamp documents with that official seal of approval.
What most people don’t realize? Being a notary can also be a profitable side hustle or even a full-time income stream. With flexible hours, low startup costs, and steady demand, it’s one of those hidden gems in the world of extra money opportunities.
Here’s a step-by-step guide on how to become a notary and make thousands — even if you’ve never worked in law, banking, or real estate.
What Does a Notary Do?
A notary public is an official appointed by the state to serve as an impartial witness during the signing of important documents. Their job is to prevent fraud by verifying identities and making sure everyone signing is doing so willingly.
Common tasks include:
- Witnessing and authenticating signatures
- Administering oaths and affirmations
- Certifying copies of documents
- Handling real estate closings and loan documents (for notary signing agents)
Think of notaries as the referees of the paperwork world — they make sure everything is legit, fair, and legally binding.
Why Becoming a Notary Can Be Profitable
You won’t get rich from stamping a single form, but notary services add up quickly.
- Low startup costs: Most states charge between $50–$200 for an application, training, and supplies.
- High demand: Real estate, legal, medical, and financial industries need notaries constantly.
- Flexible income: You can work part-time, evenings, or weekends.
- Upsell opportunities: Notary signing agents (who handle mortgage closings) can earn $75–$200 per appointment.
With consistent clients, a notary can realistically earn a few thousand extra dollars per month — or turn it into a full-time career.
Step 1: Research Your State’s Requirements
Notary rules vary by state. Some require training or exams, while others have minimal requirements.
Typical requirements:
- Be at least 18 years old
- Live in the state where you’re applying
- No felony convictions
- Complete an application + pay the fee
Pro Tip: Visit your state’s Secretary of State website for the official application process. Don’t fall for third-party “shortcut” websites that overcharge.
Step 2: Complete Training or an Exam (If Required)
Some states require a training course or exam before you’re commissioned. Don’t stress — these are usually straightforward.
- Training can often be done online in just a few hours.
- National Notary Association (NNA) offers courses in most states.
- Passing the test (if required) is usually simple if you study the handbook.
Step 3: Get Your Notary Supplies
You’ll need a few basics before you can start stamping away:
- Notary seal/stamp (required by law in most states)
- Notary journal to record transactions
- Bond or insurance (required in some states, optional but smart for liability protection)
Startup supplies are inexpensive — usually under $100 total.
Step 4: Get Commissioned
Once your application is approved, you’ll receive your official notary commission (a fancy certificate showing you’re legit). This allows you to legally perform notarial acts in your state.
Step 5: Start Offering Notary Services
This is where the money-making begins. Common places people need notaries include:
- Banks and credit unions
- Real estate offices
- Law firms
- Hospitals
- Mobile appointments (meeting clients at coffee shops, offices, or their homes)
Pro Tip: Offer mobile notary services. People are willing to pay extra for convenience, and you can charge travel fees on top of your notary fee.
Step 6: Consider Becoming a Notary Signing Agent
If you want to earn serious money, specialize in real estate closings. A Notary Signing Agent (NSA) is trained to handle loan and mortgage paperwork.
- Pay: $75–$200 per signing
- Time: 1–2 hours per appointment
- Demand: Huge, especially in busy real estate markets
You’ll need additional certification (often through the National Notary Association), but the income potential is worth it.
Step 7: Market Your Notary Business
Being commissioned is only step one — you need clients to make money. Some ideas:
- Create a simple website or Google Business Profile
- List your services on Thumbtack, Yelp, or Craigslist
- Partner with local real estate offices and law firms
- Hand out business cards at banks or community centers
Pro Tip: Mobile notaries who advertise online often get booked quickly, especially if they’re available evenings and weekends.
Step 8: Set Your Rates
Most states cap how much you can charge for each notarization (usually $5–$15 per signature). But remember — if you’re a mobile notary, you can charge extra for travel, convenience, or after-hours appointments.
Example:
- $10 per notarization
- +$25 travel fee
- 5 appointments a week = $700+ per month (and that’s just part-time!)
Step 9: Keep Accurate Records
Every notarization should be logged in your journal with details like:
- The date
- Type of document
- Names of signers
- IDs verified
This protects you legally and helps build trust with clients.
Step 10: Keep Learning and Expanding
The more you learn, the more you can earn. Some notaries expand into related services like:
- Loan signing
- Fingerprinting
- Apostille services
- Document courier services
Adding these extras can turn a part-time hustle into a full-time business.
Final Thoughts
Becoming a notary is one of the most underrated side hustles out there. With low startup costs, flexible hours, and high demand, it’s a smart way to add hundreds — or even thousands — to your monthly income.
- Start by researching your state’s requirements.
- Get commissioned, buy your supplies, and begin offering services.
- Market yourself as a mobile notary or notary signing agent for the highest income.
Debt payoff, savings goals, or just more breathing room in your budget — a notary business can help you get there. And hey, there’s something pretty satisfying about stamping your official seal on a document and getting paid for it.
